Before going to Europe on business, a man drove his Rolls-Royce
to a downtown New York City bank and went in to ask for an
immediate loan of $5,000.
The loan officer, taken aback, requested collateral. “Well,
then, here are the keys to my Rolls-Royce,” the man said. The
loan officer promptly had the car driven into the bank’s
underground parking garage for safe keeping, and gave him
$5,000. Two weeks later, the man walked through the bank’s
doors, asked to settle up his loan and get his car back.
“That will be $5,000 in principal, and $15.40 in interest,” the
loan officer said. The man wrote out a check and started to walk
away.
“Wait sir,” the loan officer said, “while you were gone, I found
out you are a multi-millionaire. Why in the world would you need
to borrow $5,000?”
The man smiled. “Where else could I park my Rolls-Royce in
Manhattan for two weeks and pay only $15.40?