My wife and I had just moved into the neighborhood. We received a card from
Sears (the camp of the enemy) saying “since you are new in town, would you like
to apply for a credit card?” Sure, we decided, filled out the application, and
returned it. Several weeks later we got a rejection from Sears saying “Sorry, we
cannot issue to you a credit card.” Reason? “You haven’t been in town long
enough.”